Is Inland Waterways Insurance right for me?
Our Inland Waterways policy will cover narrow boats, cruisers and yachts on all types of inland waterways.
Your craft must be based in the UK on British Waterways, Broads Authority or Marina mooring and be used on British Inland Waterways only.
Benefits of our Inland Waterways cover
- £3 million Third Party and Passenger Liability cover as standard.
- Cover for theft of equipment from the inside and outside of the boat.
- Occasional Houseboat use permitted, If agreed in writing by an Underwriter.
- Live-aboard and contents cover available.
- Up to 30 days UK coastal use at no additional charge (subject to vessel being suitable and prior notice given), per policy period.
- Free personal accident cover for owner and non paying guests onboard (up to £60,000 for any one event).
- Medical expenses following an accident on board up to £500.
- Cover for others using your vessel with your permission.
Conditions apply.
Policy Documents
About British Waterways licences
British Waterways, the Environment Agency and the Broads Authority are the three major navigation authorities in charge of canals, estuaries, inland rivers and harbours in the UK. Most boats wishing to cruise on the inland waterways network will need to be licensed by the appropriate authority. A variety of different licences are available, from annual to visitor licences.
Contact the Environment Agency, British Waterways or the Broads Authority to find out what the registration and licence arrangements are for your area.
With the exception of privately owned open boats, all applications must be accompanied by a valid Boat Safety Scheme certificate.
Every boat must display its current valid navigation certificate and registration number at all times.
For rivers and canals not controlled by the above, you should seek advice from whoever controls the navigation and their licencing requirements.