At Geo, we have a dedicated team of underwriters who are supporting brokers interested in Pleasure Craft insurance. With customisable options for every client, we are offering insurance solutions for most pleasure crafts, from sailing yachts, motor boats, narrowboats (including livaboards), to jetskis and dinghies.

Key features:

• £3 million Liability limit as standard and £5 million as standard for sailing dinghies / catamarans
• £1 million Liability limit for water skiing and towing of toys (toys that can carry up to 2 people only, excludes bananas )
• No Excess on Liability Claims
• The Excess is not doubled on underwater damage claims
• Maximum NCD of 5 years (25%) which can be protected & the NCD can be matched on a second boat
• Automatically covers transit on craft up to 30ft (9m)
• Automatic in commission cover extension of 15 days
• Includes Personal Accident – Death benefit £20,000 for persons aged under 76 and medical expenses up to £1,000
• Automatically includes racing cover for dinghies & up to 30 days use in Europe
• Marina benefits including if the craft is ashore at the same location

Optional extras:

• Legal Expenses provided by ARC Legal

Marine Trade We provide a range of solutions for all types of vessels including sub-sea and assets, and trading activity for all types of entities involved in the marine industry; from business, marinas, boat yards and clubs serving the recreational boating market, through to fishing operators and commercial ports, as well as those working offshore such as companies working in hydrographical surveying, oil, gas and energy sectors. Cover options include:

• MD/BI for buildings, business equipment, machinery, yard and lifting plant
• Moulds and moulding tools, marine installations and builders, risks
• Goods in transit
• Loss of licence
• Fidelity guarantee
• Personal accident
• Defective title
• Public and products liability, including RYA required tuition indemnity for clubs
• Employers’ liability
• Stock craft / owned vessels / club boats

We offer a fully service-led model for broker-focused commercial marine risks to help win and retain both new and existing business. Our experienced team and range of products help brokers with technical aspects of these specialist covers, often delving deeply into cover issues and interpretations.

Cover options include:

• Cargo - specialisms include wine, biotech/clinical trials, machinery/heavy lift; food stuffs
• Sub-sea - focus on ROV (torpedo type and work class), nodes; generators and machinery
• Fishing vessels - vessels under 20 years old, operating within 60 nautical miles
• Hull & machinery - well maintained singletons, doubletons and fleets