Commercial Risks

Insurance for Commercial Risks

Peace of mind for specialist commercial trades from specialist commercial insurance. Supporting sectors such as warehousing, transport, logistics, electrical, engineering, fire/security and cleaning contractors.

Available options also ideal for hospitals and supermarkets. Policies cover inefficacy, financial loss, and products, as well as defective workmanship and customer property. 

Man on a forklift truck fist bumping a man on the warehouse floor

Are you a broker and ready to look at cover options?

Get in touch to discuss your client's specialist commercial risks insurance requirements. If you are a customer and would like a quote, please contact your broker. 

Cover options include

  • £10m Employers Liability​/ £5m Professional Liability/Products Liability

  • Contract Works up to £1m for any one contract​

  • Own Plant & Hired In Plant (HIP) up to £250k for any one loss / £100k single item limit​

  • Employees Tools up to £30k TSI / £1.5k per employee​​

  • Property/ Business Interruption covers £2.5m TSI​​

  • Personal Indemnity £100k (higher limits available for Electrical Contractors)

  • Directors' and officers' insurance (D&O) - £100k

Product Documentation

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A comprehensive package of specialist commercial policies from a knowledgeable team

As commercial insurance experts, we’ve developed a comprehensive range of specialist policies for your client's insurance needs. We can also help you with: 

Including unoccupied, mixed tenure, and hazardous locations

Including driving ranges, municipal & members clubs & associated

Including thatched, blocks of flats, short term, and unoccupied

For most sports and fitness centres businesses