Scheme Liability – Electrical, HVAC, Fire & Security

Scheme Liability

Specialist liability cover for the electrical, HVAC, fire and security trades that meets the specific insurance requirements they need.

 

Cover options include Employers’ Liability, Public Liability…and so much more.

Electrician on a ladder working on a spotlight in a home being renovated

Are you a broker and ready to look at cover options?

Get in touch to scope your specialist scheme liability insurance requirements. If you are a customer and would like a quote, please contact your broker. 

Key policy features

  • Inefficacy cover up to public and products liability limit of indemnity

  • Financial loss including products up £500,000 aggregate limit

  • Products and defective workmanship extension up to £1,000,000 any one occurrence

  • Employers' Liability available - standard limit £10 million

  • Public Liability/Products (including inefficacy) available - standard limit £5 million

  • Contractors all risks (including own plant, hired in plant, employees' effects and tools) available

  • Commercial property all risks (including glass, money, goods in transit) available

  • Business Interruption available

  • Directors & Officers Liability available

  • Professional Indemnity available

  • Terrorism available

Product Documentation

Download our product cards here 

Access Quote and Questionnaire Forms here

A comprehensive package of construction and renovation policies from a specialist team

As construction and renovation insurance experts, we’ve developed a comprehensive range of specialist policies for your insurance needs. We can also help you with:

Designed for contractors operating in the civil engineering industry

Combined liability cover designed for a wide range of high risk contracting trades

Cover for home and commercial renovation projects contracting trades