Spotlight on our specialisms: caravan and park home site insurance
We are full swing into holiday season and so we wanted to highlight how Geo can help support those businesses that help us to have a much-needed break!
Caravan and Park Home Site Insurance
We are full swing into holiday season and so we wanted to highlight how Geo can help support those businesses that help us to have a much-needed break!
Not only can we cover individuals’ caravans and holiday homes, but we also offer cover for the commercial side of these holidays.
Our Specialist Commercial team offer a Caravan and Park Home Site Insurance product, covering a wide variety of sites including:
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Caravan, Park home & Holiday Lodge sites including Static Caravans,
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Residential Park Homes,
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Touring Caravans, Camping & Glamping Sites,
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Lodges & Chalet Sites,
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Camping Pods, Wigwam, Tepee and Yurt sites.
Increasingly we know that holiday makers are wanting more from their holidays and are seeing more site operators diversifying to support these demands. Therefore, we’re proud that our wide-ranging appetite extends to protecting children’s play areas, swimming pools, tennis courts, bars, restaurants, gyms, hot tubs and much more.
For Caravan Park owners, we can extend cover to include Caravan Storage, Movement & Re-siting of 3rd party caravans and are happy to write non-standard caravan and camping buildings or structures.
One of the most serious concerns for site owners is the impact of material damage or business interruption, especially in the current economic climate when losses can be very costly. We offer up to £5m Sum Insured for Material Damage and Business Interruption at any one location (up to £10m all locations). We are also able to consider Public Liability in isolation too. We have been working with site operators for many years so really understand the risks that these businesses place and are passionate about protecting them.
If you have any clients who are site operators, we would love the chance to discuss the risk with you. You can see more detailed cover information of our product below
Key Product Highlights
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£5M Sum Insured for Material Damage & Business Interruption Insurance (£5M any one location - £10M all locations)
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Gyms, Saunas, Steam rooms & Spas (ex treatment), Hot Tubs
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Material Damage Extensions of note;
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Contract Works Extension - Groundworks, path and private road construction and construction of pitches for a contract value of £25,000 any one contract and £50,000 in the aggregate undertaken by the Insured
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Play Equipment - Extends to include fixed outdoor children’s play apparatus up to a maximum of £5,000 any one Period of Insurance
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Playing Surfaces - Cost of repair and Debris Removal following Perils as defined up to a maximum of £5,000
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Seasonal stock increase
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30% for the months of July and August
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30% for a period of 14 days before and after any bank holiday where it does not fall within July or August.
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Site Services - Gas water and electricity meters pipes cables and the like which extend the site services to caravan pitches and serviced touring pitches - Max £10,000 subject to £1,000 deductible.
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Business Interruption Extensions of note;
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Essential Personnel
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Loss of Attraction
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Lottery win by your employees
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Public Liability extensions of note;
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Personal Liability
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Storage of third party caravans (optional – additional charge applies)
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Movement of third party caravans (optional – additional charge applies)